Credlocity

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FREE TRIAL

Instead of charging up-front fee's like these other guys do (Lexington Law, Credit repair. com, skyblue, etc).

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MONEY BACK GUARANTEE

Credlocity does not only offer a free 30 day trial, we also offer a 100% 180-day money back guarantee.

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PERSONAL TOUCH PROMISE

We does not outsource your file and personal information to some 3rd party company to send disputes.

About Us

Boost Your Credit Score with Credlocity

With experience managing clients’ credit concerns since 2008, our team has the tools to help you quickly and efficiently get on the road to good credit. Described by New York Business Times as "Emerging as the top credit repair company".
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Credit Repairing

Your guide to understanding the world of credit repair.

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Credit Audit

The best tool to have from a credit repair company.

Premium Services

Our Latest Services

Credit Repair

Welcome to Credlocity, your guide to understanding the world of credit repair. In this comprehensive guide, we will explain what credit repair is and how it works, empowering you to take control of your financial well-being and restore your damaged credit.
What is Credit Repair?
At its core, credit repair is the process of fixing or restoring damaged credit. Just like a mechanic fixes a broken car, a credit repair company or individual takes steps to improve their credit score and rectify any inaccuracies on their credit report. Understanding the Credit Repair Process:

Credit Audit

The best tool to have from a credit repair company is a credit audit report. A credit audit mostly consist of a report with different parts. The first part is usually a knowledge base of what makes a credit score, what a credit report includes, and gives examples of what someone with good credit can get vs. what someone with bad credit can get.
The good would be anything positive being reported like let’s say that credit card you have been paying on time for over a year. The bad like that medical collection account that has been reporting on your credit report for what feels like forever.

Credit Education

Welcome to the Credit Education page on Credlocity, where we provide valuable information to help you understand the complexities of credit, credit scores, and credit repair.
Credit scores are a three-digit number that indicates your creditworthiness. Credit bureaus calculate credit scores based on your credit history, payment history, and other financial information. The higher your score, the more likely you are to receive credit or loans with lower interest rates. Understanding how your credit score is calculated is crucial to improve or maintain a good credit score.

FDCPA

The Fair Debt Collection Practices Act (FDCPA) is a federal law created to protect consumers from abusive and deceptive debt collection practices. As a consumer, it's essential to understand the FDCPA's provisions and your rights under the law. Credlocity's comprehensive guide to the FDCPA can equip you with the information you need.
The FDCPA’s primary purpose is to eliminate abusive and deceptive debt collection practices and provide a way for consumers to dispute and verify debts. The most commonly used provisions of the statute include: Debt Collector Identification: Debt collectors must identify themselves and provide certain information about the debt they are collecting.
HOW WE WORK

How Our Credit Repair and Restoration Works

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Step 1

Fill out the form with all your information including a valid email address, phone number, DOB, SS#, home address, and how you heard about us.

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Step 3

Once you are logged into your customer portal, you will first land on a check list that needs to be completed. Sign your agreement, upload your ID and documents, and order your credit report.

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Step 2

Check your email. You should receive a welcome email, with your user name and password, and a link to login to your dedicated customer portal.

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Step 4

Sit back relax enjoy your free trial and be on the look out for your results.


Case Study

Discover Our Credit Repair and Restoration Works

Why Choose Us

Benefits of Better Credit Score and Restoration

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Proven Results

With over 15 years of experience in the credit repair industry, Credlocity has a track record of delivering exceptional results.

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Advanced Techniques

Unlike other credit repair companies, we don't rely on outdated methods. Credlocity is the only credit repair company.

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Cutting-Edge Technology

At Credlocity, we believe in harnessing the power of technology to deliver faster and more efficient credit repair services.

Pricing Plan

Choose Your Best Plane To Get Our Services

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Aggressive Plan

$149.95mo
  • Monthly Credit and Financial Courses (Valued at $580.00)
  • Detailed Credit Analysis (Free)
  • Unlimited disputes, per month for each of the 3 major credit
  • Unlimited disputes to any and all original creditors
  • ChexSystems disputes
  • Credit Builder Account referral
  • Discounted Credit Monitoring
  • Credlocity Credit Protection Program*
  • Secure Client Login for to date progress, secure messaging
  • 30-day Free Trial
  • 180 day Money Back Guarantee Promise
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Family Plan

$249.95mo
  • Monthly Credit and Financial Courses (Valued at $580.00)
  • Detailed Credit Analysis (Free)
  • Unlimited disputes, per month for each of the 3 major credit
  • Unlimited disputes to any and all original creditors
  • ChexSystems disputes
  • Credit Builder Account referral
  • Discounted Credit Monitoring
  • Credlocity Credit Protection Program*
  • Secure Client Login for to date progress, secure messaging
  • 30-day Free Trial
  • 180 day Money Back Guarantee Promise
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Fraud Combat Plan

$79.90mo
  • Monthly Credit and Financial Courses (Valued at $580.00)
  • Detailed Credit Analysis (Free)
  • FTC fraud affidavit preparation
  • Custom fraud dispute letters to block fraud from credit
  • ChexSystems disputes
  • Credit Builder Account referral
  • Credit Monitoring Discount
  • Credlocity Credit Protection Program*
  • Secure Client Login for to date progress, secure messaging
  • 10-day Free Trial
  • 180 day Money Back Guarantee Promise*

Are You Ready to Get Credit Repair Services?

Faq

Asked Any Questions

Credit bureaus generally consider a good credit score to be anything above 650, however creditors generally consider 720 and above as “desirable”
Credit bureaus typically consider anything below 600 to be a bad credit score, it will be very hard to get any type of unsecured credit with a score below 600.
A credit bureau is a company that collects information relating to your financial habits, and makes this information available to lending institutions and credit card companies.
A creditor is someone who provides credit. This includes, but is not limited to, banks, collection agencies and even car dealerships. They report your repayment progress to the credit bureaus, who then use that information to build your credit profile.
Let’s talk

Free Consultation

    Testimonials

    Our Client Reviews

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    Education is the passport to the future for the tomor row belongs to those who pre pare for it today. Sed ut perspiciatis unde omnis natus errorsit vo luptatem. Education is the passport to the future credit repair.

    John Beli
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    Education is the passport to the future for the tomor row belongs to those who pre pare for it today. Sed ut perspiciatis unde omnis natus errorsit vo luptatem. Education is the passport to the future credit repair.

    Holing Tums
    Developer
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    Sed ut perspiciatis unde omnis natus errorsit vo luptatem. Education is the passport to the future credit repair Education is the passport to the future for the tomor row belongs to those who pre pare for it today.

    Nikoling Toli
    Manager
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    Perspiciatis  to those who pre pare for it today. Sed ut perspiciatis unde omnis natus errorsit vo luptatem. Education is the passport to the future credit repair education is the passport to the future for the tomor row belongs.

    Nicolas Puranix
    Matrix Consulting
    News & BLog

    Read Our Latest News & Articals

    19 Oct 2023
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    Managing Disputes with TransUnion: A Comprehensive Guide

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